How Healthy Are Your Finances?

Ask most people how healthy their finances are, and there's often a pause before the answer. The Federal Reserve’s most recent household survey puts numbers behind that hesitation. In it, 55 percent of U.S. adults said they had set aside enough to cover three months of expenses, while nearly half did not.¹

Financial health works a bit like your own health in that it takes more than one thing to change it, for good or ill; jogging for a week doesn’t make you fit in a week, but good fitness habits and eating healthy can have a positive effect over time. You build your financial health through everyday habits, like knowing where your money goes and setting some aside for when you need it, or by knowing what you want to pursue in your financial life. Many people have a few things in good shape and a few that deserve a closer look.

That’s where I come in. I am a guide, not a grader. We look honestly at where things stand today and talk about what matters most to you. From there, we can work toward a healthier financial future. Let’s have that conversation whenever you’re ready.

^{1. FederalReserve.gov, May 13, 2026}